Our aim is to supply you with the best insurance at the lowest price.
The main types of insurances are
Business Expense Insurance
Insurance through Superannuation
Why Have Insurance?
Personal protection appears to be an area where “it won't happen to me” and of course it won't. It only happens to “someone else”, but what if the “someone else” is you.
What if you do a Molly Meldrum? Maybe it's not the Christmas lights, maybe it's changing a light globe, getting something from the wardrobe, just standing on a chair or tripping over the shoes left on the floor, and the next thing you (don't) know is you are in a coma for 3, 6, or say 12 months, or maybe you only broke your hip.
Case Study 1
You may have heard of John Maher, he does talks on road safety. Why? Not only because he lost his 18 year old daughter to a car accident, but 13 months earlier, in 1993 he was in a car accident of his own, became unemployable at 42 and still suffers from it 19 years later and will never recover.
Case Study 2
Another guy had a Bobcat accident, rolled it forward 3 times down an 40 metre embankment, got thrown out, broke both ankles, left elbow and arm, spent 4 months in rehab hospital, 9 months to walk again, shook his brain enough that took 4 years to have reasonable concentration, and 4 1/2 years to overcome his fatigue where he didn't need to have regular daytime sleeps as well as 12 hrs each night. He really wish he had some sort of insurance, as losing over $300,000 and his business, has really hurt, and he couldn't even get social security assistance.
"Quality in a service or product is not what you put into it. It is what the client or customer gets out of it."